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Furnishing HMOs Tenants
Want To Live In

Fire-compliant HMO furniture packages designed for shared accommodation, durability, regulatory compliance and better tenant experiences. From individual bedrooms to communal living spaces, every package is specified to support modern HMO standards and help landlords maximise long-term rental performance.

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20+
Years of Experience
Crib 5
Fire-Safety Compliant
<1%
Return Rate in First Year
Quick
Turnaround
Large-Scale
Rollout Capability

Furniture Specified for the Realities of Shared Living

In HMOs, tenants are choosing more than just a bedroom. They're choosing housemates, a shared kitchen, a communal living room and a version of home that depends on everyone who lives there. For students and young professionals moving to a new city, that shared space is often where the sense of community actually happens.

HMOs are among the UK's most tightly regulated rental property types, with requirements covering licensing, minimum room sizes, fire safety and ongoing compliance. InStyle Direct's HMO furniture packages are specified in line with the Furniture and Furnishings (Fire Safety) Regulations 1988, with upholstered furniture meeting the residential fire safety requirements of BS 5852. Higher Crib 5 and Crib 7 specifications are generally reserved for hospitality, commercial settings and many PBSA schemes. By specifying furniture to the appropriate standard for each project, we deliver shared homes that are compliant, durable and designed for everyday living.

REQUEST A QUOTE Sources: Gov.UK: Houses in multiple occupation and residential property licensing reform: guidance for local housing authorities
open-plan-living-and-dining-furniture-camden-goods-yard

What HMO Landlords and Investors Need From a Furniture Partner

HMOs come with challenges that standard rentals do not, including tighter safety rules, faster tenant turnover, and the need for rooms to be ready quickly. Landlords need more than furniture delivered to their door, that’s why we design for your target tenant and not simply for shared accommodation.

Compliant Residential Furnishings

Our HMO furniture is specified in line with the Furniture and Furnishings (Fire Safety) Regulations 1988, with upholstered furniture meeting the residential fire safety requirements of BS 5852. Higher Crib 5 and Crib 7 specifications are generally used for hospitality, commercial projects and many PBSA schemes.

Furniture Sized to Your Room Plan

Licensed HMOs in England are subject to minimum bedroom size requirements, including a national minimum of 6.51 m² for a single adult room, with some local authorities setting higher standards through their licensing conditions. Once your room layouts and dimensions are confirmed, we specify furniture that fits the available space, helping you make the most of every room without compromising functionality.

Durability for Everyday HMO Living

Shared homes work harder than most rental properties. With tenants moving in and out more frequently and furniture used day after day, every piece needs to be built for long-term performance. We specify durable, easy-to-maintain furniture that stands up to everyday use while helping your property look its best between tenancies.

Work-From-Home Ready

For many professional tenants, a dedicated workspace is now part of everyday living. We specify bedrooms with space for a practical desk, comfortable seating and task lighting, helping landlords create rooms that suit hybrid working without compromising comfort or storage.

Communal Spaces That Bring People Together

The best HMOs are more than a collection of bedrooms. We furnish welcoming kitchens, dining areas and lounges that encourage tenants to cook, relax and socialise together, creating shared homes that feel more inviting and professionally managed while enhancing the overall appeal of your investment.

Cost-Per-Room Discipline

HMO ROI depends on keeping furnishing costs proportional to room rents. From 3-bed properties to 20+ room portfolios, we offer scaled packages without compromising fire compliance or design quality.

Source: Legislation.gov.uk
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Furnishing for the Right HMO Market: Student, Professional and Co-Living

Student, professional and co-living tenants each want something different from a shared home. That's why every HMO furniture package we design starts with knowing exactly who you're furnishing for.

Student HMO

Student HMOs can deliver higher rental yields than standard buy-to-let properties in many university markets. Tenants are typically 18-22 years of age, and they prioritise proximity to campus and usually sign as a joint tenancy group. Durable materials count for more than a showroom look, and a proper desk with generous storage is essential, giving every resident a comfortable, ergonomic space to study.

Professional HMO

Tenants are typically 23 to 35, career-focused, and choose design, community and work-from-home capability as much as location. Design-led interiors, quality communal areas, a dedicated desk zone and a hospitality-grade finish all matter here more than in any other HMO segment. The quality and upkeep of kitchens, lounges and other shared spaces are key contributors to a positive HMO living experience.

Co-Living HMO

Co-living tenants are typically 25 to 40 years old, often young professionals and international residents drawn to flexibility, convenience and professionally managed living. Private en-suite rooms, all-inclusive rents and amenity-rich communal spaces such as lounges, kitchens, gyms and co-working areas define the offer. Purpose-built from the outset rather than converted, these schemes are planned around quality, community and long-term management.

Discuss Your HMO Scheme →

HMO vs Conventional BTR: What Must Differ?

Conventional BTR

HMO

One household under a single tenancy
Occupancy
Multiple households/individuals sharing facilities
Private bedroom within one household
Room
usage
Individual private room for each occupant
Used by one household
Shared
Spaces
Designed for several unrelated residents
Moderate daily wear
Furniture
Use
Higher daily usage and faster wear
Residential layouts focused on comfort and aesthetics
Space
Planning
Practical layouts that maximise functionality and circulation
Residential furniture for general rental use
Furniture
Specification
Durable, easy-to-maintain furniture suited to higher occupancy
General private rented sector safety requirements
Compliance
Additional HMO licensing, management and local authority requirements may apply
Shared household storage
Storage
Dedicated storage within each bedroom plus communal storage (but its availability and setup depend heavily on the property layout.)
Lower replacement frequency
Maintenance
/Replacement
Designed for quicker maintenance and replacement
Tenant appeal and presentation
Furnishing
Priority
Durability, consistency and efficient property management
Saxon House two-bed interior with green headboard and patterned pillows by InStyle Direct
5–7
Year furniture
lifecycle

Standard BTR Furniture Wasn't Designed for How Families Live

Children, pets, more possessions, longer tenancies, and a fundamentally different relationship with a home — these aren't minor variations. They demand a specialist approach.

Child-safe specifications as standard

Fire-retardant fabrics to BS 5852, soft-edge furniture, non-toxic certified finishes and child-lock storage — built into every SFH package.

30–40% more storage than typical BTR

School bags, sports equipment, seasonal wardrobes, toys — family life requires storage that BTR apartment specifications simply ignore.

Pet-friendly materials throughout

65%+ of SFH families have pets. Every fabric is washable, scratch-resistant and tested for real family use — not just for a show home.

Timeless, not trend-driven

Families personalise their homes. Our neutral, quality palettes work alongside their belongings — not against them — for 5–7 years, not 18 months.

Our HMO Furniture Packages and Services

London apartment furniture package before and after transformation

HMO Bedroom Furniture Packages

Complete bedroom packages including a bed, fire-compliant mattress, wardrobe, bedside table, desk and chair, fully compliant with fire safety requirements and tailored to your room's dimensions. Our Gold Package is the most popular choice for landlords balancing quality, durability and value.

Open plan dining area furnished by InStyle Direct

Communal Living & Kitchen Furniture

Durable sofas, dining furniture, kitchen seating and storage designed for the realities of shared living. We create welcoming communal spaces that encourage tenants to cook, relax and spend time together, helping HMOs feel like homes rather than just a collection of bedrooms.

Modern kitchen design for London rental market

Work-From-Home Ready Rooms

We incorporate practical workspaces with desks, comfortable seating and task lighting to support today's hybrid-working tenants. These spaces help tenants stay productive and comfortable, whether working from a bedroom or communal area.

Luxury bedroom furnishing for overseas investors

Premium Co-Living Design & FF&E

Design-led furniture, finishes and communal spaces for co-living developments, specified to meet the operational and aesthetic requirements of professionally managed shared living. Every detail reflects the standards residents expect from premium co-living schemes.

Show home interior at Plot 18 Trafalgar

HMO Refurbishment & Conversion Upgrades

Room reconfigurations, fire door works and full interior upgrades for conversions and licence renewal refurbishments. We manage every stage, helping landlords bring properties up to current HMO standards without unnecessary delays.

Luxury living room at London Square Croydon

Portfolio-Level Consistency

Consistent furniture specifications, coordinated procurement and a single point of contact across projects of every size, from individual HMOs to large-scale rental portfolios. This consistency saves landlords time and keeps property to the same standard.

Please note: The bedroom and communal furniture are supplied as part of one complete HMO furniture package and cannot be purchased separately.

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How We Furnish an HMO: From Licence Requirements to Move-In Ready

From understanding HMO requirements and specifying compliant furniture to installation and aftercare, we manage every stage of the furnishing process, helping landlords deliver high-quality, move-in-ready shared homes with confidence.

  1. Step 1
  2. Step 2
  3. Step 3
  4. Step 4
  5. Step 5
Initial Consultation & Needs Assessment

Compliance Planning

We begin by understanding your HMO requirements, including room layouts, residential fire safety standards and project objectives. Every furniture specification is developed with compliance and practicality in mind.

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Initial Consultation & Needs Assessment

Design & Furniture Specification

Furniture packages are tailored to your tenant profile, whether for professional house shares, student HMOs or co-living developments. Every specification balances durability, functionality and everyday comfort.

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Initial Consultation & Needs Assessment

Procurement & Quality Control

Furniture is sourced through our trusted supplier network and checked to ensure it meets the required quality, safety and performance standards.

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Initial Consultation & Needs Assessment

Delivery & Installation

We coordinate delivery, assembly and installation around your project schedule. Every room and communal space is furnished and prepared for a smooth, move-in-ready handover.

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Aftercare & Replenishment

Aftercare & Replenishment

Our aftercare and replenishment service makes it easy to replace individual items or refresh furniture as your property evolves, helping you maintain a consistent standard across your HMO.

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Why InStyle Direct

What Sets InStyle Direct Apart in HMO Furnishing

20+

Years of Experience

Since 2004, InStyle Direct has furnished thousands of rental properties across the UK. Our HMO furniture packages combine compliance, durability and practical design to support the needs of modern shared living.

<1%

Return Rates

Built for long-term performance, our furniture packages have a proven first-year return rate of less than 1%, helping landlords furnish with confidence.

85%

of Properties Let Within One Week

Our streamlined furnishing process helps create well-presented, move-in-ready HMOs that make a strong first impression on prospective tenants.

In-house

Fleet

Our in-house fleet ensures complete operational flexibility and quick and efficient delivery of all furniture items at no additional cost

10,000 sq ft

London Warehouse

Our London warehouse and in-house fleet support efficient storage, delivery and installation for HMO projects across London and nationwide.

75%

of Overseas Client

Over 75% of our clients are overseas landlords and investors. With our international presence and our Dubai showroom, we deliver seamless remote furnishing solutions for UK HMO properties.

Sustainable HMO Furnishing:

Durable Furniture Is Better for Returns and the Planet

Our approach to sustainability starts with durable furniture that lasts. By selecting quality products designed for everyday shared living, we help reduce replacement cycles, waste and unnecessary consumption.

Where required, we can also provide sustainability information to support portfolio reporting, including recycled material content, ethical sourcing and responsible furniture disposal.

Planet-first approach
Zero landfill policy
InStyle is on its journey to become carbon neutral
17.7 tonnes of material (cardboard & paper) recycled
2 tonnes of CO2 emissions reduced by recycling
261 trees saved by recycling
406,775 litres of water saved
Active support to charities and local communities
33% less emissions (up to 9.1 tonnes of CO2 reduced) by using a 93% Euro-compliant, hybrid or electric fleet
Read Full ESG Credentials →

HMO Furnishing: Frequently Asked Questions

Everything you need to know about HMO furniture packages for properties.

Ask Us Anything

FAQs

All upholstered furniture supplied for an HMO should comply with the Furniture and Furnishings (Fire Safety) Regulations 1988, with residential furniture typically meeting the BS 5852 fire safety requirements. Higher Crib 5 and Crib 7 specifications are generally used for hospitality, commercial environments and many purpose-built student accommodation (PBSA) schemes rather than standard HMOs.

In England, the national minimum bedroom size for a licensed HMO is 6.51 m² for one adult and 10.22 m² for two adults, although some local authorities require larger rooms. Once your room dimensions are confirmed, we specify furniture that fits the available space while supporting comfortable, practical living.

The furniture is designed around the people who will live there. Student HMOs typically prioritise durable furniture and practical study spaces, while professional HMOs often place greater emphasis on design, storage, hybrid working and welcoming communal areas.

Many HMOs require a licence, although the rules vary depending on the size of the property and your local authority. Licence conditions can influence room occupancy and layout, so we tailor our furniture packages to suit your approved room plans and project requirements.

The cost depends on the size of your property, the number of rooms and the level of specification you choose. Whether you're furnishing a single HMO or a larger portfolio, we'll create a package tailored to your property and budget. Reach out to our team for a quote specific to your HMO.

Yes. We regularly work with landlords, investors and operators managing multiple HMOs, providing consistent furniture specifications, coordinated delivery and a single point of contact across every project.

Ready to Furnish
Your HMO?

Whether you're launching a new HMO, upgrading an existing shared house or furnishing multiple properties across a portfolio, we're here to help. From furniture specification and installation to aftercare, we deliver compliant, durable and move-in-ready furnishing solutions through one seamless service.

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